Travel without travel insurance is NOT an option!...
Top 7 reasons to insure yourself with Tour+Med Travel Insurance and 7 relevant tips
1. Competitive Premiums:
Always start your search for travel insurance by asking us for a quote: it will save you time and effort. Should you pick another provider, ask yourself one question: if something happened to me while I am away, what insurance provider would offer me the best solution? That is essentially what you are buying when you pay your premium.
2. Comprehensive Coverage Options:
- Emergency Medical Travel Insurance
- Single Trip or Multi-Trip Annual Medical Plans
- Single Traveller or Family Medical Plans
- Non-Medical Travel Insurance
- Trip Cancellation/Interruption
- Baggage (loss, damage or delay)
- Accidental Death & Dismemberment
In order to meet your needs, Tour+Med offers you the option to bundle medical and non-medical plans together, for an all-inclusive travel protection that includes a full protection discount
If you travel more than once a year or if you choose to come back to Canada occasionally during your winter getaway in the sun, don’t forget to inquire about our multi-trip plans. They could save you time and money.
3. Extra Benefits Free Of Charge:
Most companies charge clients for these extra benefits; Tour+Med includes them at no extra cost to you!
- Emergency Round Trip Benefit
- Round trip flight home (up to $1,500. CAD per insured) to deal with unexpected emergencies, when original trip length is more then 30 days.
- Pharmacy Card
- Only pay a US$5.00 co-payment for emergency prescriptions (valid in US only)
- C$25,000 Accidental Death Insurance
- Tour+Med’s Tip:
Buying a travel insurance policy is like buying a car: a basic model may be all that you need but generally a few dollars more will buy you additional options or a better service. Do not immediately jump to conclusions: the contents and the quality of emergency medical travel protection account for as much as the price you pay.
4. Optional Protection-Plus Package: $39
- Increase policy maximums from $2 Million to $5 Million
- Add an additional $25,000 Accidental Death
- Waive all cancellation, change of date or reimbursement fees
- Add Pet Return benefit (up to $500)
- Paramedical fees maximum amount doubled: from $300 to $600.
- Tour+Med’s Tip:
If you had to buy these protections separately, they would cost you a lot more. Not all our clients have expressed a need for this one. However, even if the current limit is more than adequate, many feel safer if they buy increased coverage. There is also an increasing number of Canadians traveling with their pets and it is not unusual to see clients coming back in the middle of winter. Better safe than sorry!
5. Qualify For Rebates & Discounts:
- Two travelers: 5% reduction
- 2 adults applying and travelling together
- Green Credit of 5 $ per applicant for applications submitted by email.
- Combined protection: 5% reduction
- When Medical and Non Medical protections are combined
- Tour+Med’s Tip:
Our clients, their situation and their needs may be very different and we are very conscious of those differences. When you compare quotes, make sure you assess all the components
6. Personalized Underwriting Allows A Flexible Approach:
- Some of our clients, and this is no different than for the rest of the Canadian population, are not always in good health! Many are having trouble getting insurance because of pre-existing medical conditions.
Don’t worry…Tour+Med is one of a very few providers that will consider applications that are usually refused or difficult to approve. If we provide a solution for some, we may be able to provide a solution for you! Not only can our Medical Department individually assess those difficult cases, we can also present you with a unique personalised offer that will meet your needs. The coverage will take your medical history, test results, stability etc. into consideration: your offer will be as unique as you are!
When an individual has unique needs, he or she will generally consult people who have to deal with such issues more often and can provide expert, proven solutions. When your needs fit the cookie cutter, you don’t need to concern yourself with this unique approach. In all other situations, make sure you, your agent or your broker include Tour+Med in the lists of providers to be considered.
7. Recognized Emergency Assistance and Client Satisfaction:
- 98% of clients surveyed at claim time stated they were satisfied with the service received. This is where you can see the value you receive for the premium you paid. We are always there for our clients when they need us the most!
- For your convenience, Tour+Med Emergency Assistance is available 24 hours a day/ 7 days a week
- Tour+Med’s Tip
Nobody buys insurance for the fun of it! The protection we offer has two basic objectives :
- Minimising your financial risk in case of accident or illness outside of your Province.
- Making sure that you and your family will not have to face complex and stressful situations without being supported by a team of experts who can make your life easier by managing the situation for you!
If you wish to find out how we have helped our clients in the last few years, have a look at the testimonies we have received from them when they were facing difficult situations and before you sign another travel insurance application, please do not hesitate to ask questions about the quality of the assistance and support the insurance provider has been offering!
Your peace of mind is critical to us.
You should be concentrating on your vacation!
